New Home Cashback

Understand your next move

Start with where you want to buy. Compare the home, timing and total costs, then confirm representation and any incentives in writing.

1. Choose your purchase location

Your current address and the city where you want to buy can be different. Explore the city guides and posted projects, then tell us your preferred purchase location and property requirements. Searching does not change your saved buyer profile.

2. Compare new build and resale

New builds may involve staged deposits, estimated construction dates, occupancy conditions and closing adjustments. Resale properties may involve inspections, repairs and a different possession timeline. Compare usable space, maintenance, parking and the full costs of ownership—not just the advertised price.

3. Arrange representation before a builder visit

Register your buyer details and identify a project or builder. Ask the brokerage to confirm the introduction and representation arrangements before visiting a sales centre. Registration alone does not guarantee a match, available inventory or acceptance of a referral.

4. Keep three types of savings separate

Brokerage cashback or credits depend on your specific written agreement. Confirm eligibility, the calculation basis, exclusions, who pays or receives the amount, and when it becomes payable.

Any listing-fee arrangement for selling an existing home is a separate service agreement. Do not assume a purchase incentive automatically covers the sale, co-operating fees, taxes or other costs.

Government HST rebates or credits are not brokerage cashback. Eligibility, limits and treatment depend on current rules and your circumstances. Ask your lawyer and builder to confirm the applicable provisions before including a rebate in your budget.

5. Coordinate your existing-home sale

If you plan to buy first, discuss construction delays, financing and the risk of overlapping ownership costs. If you plan to sell first, discuss temporary housing, deposit needs and purchase timing. Confirm listing services and any conditional fee arrangement in writing.

6. Use your Buyers Checklist

After a new buyer completes verified registration and their profile is saved, the existing Buyers Checklist is sent by email. It helps you organize your buying questions. It is not a promise of eligibility, representation or a specific financial benefit. Profile edits do not trigger another checklist email.

Questions to confirm before relying on an incentive

Which property and transaction qualify under my written agreement?

What is the calculation basis, and which costs are excluded?

Who pays the cashback or credit, and when?

What happens if the project is delayed or I do not complete the purchase?

Which government rules apply to my purchase and personal circumstances?

Ask the brokerage

Discuss your location, timing and applicable written terms before making a commitment.